| Midland Realty Index---First Time Buyer |
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Affordability Ratio: Reflecting general household's ability to own a property. Lower affordability ratio means properties are more affordable to buyers.
Remarks : Provisional figure
for 10/08
Source : Midland Realty Research
Description
According to HKMA information, the medium mortgage rate on new loan approved during 9/03 ¡V 5/05 is below P-2.5%. As such, the mortgage rate P-2.625% is used for calculation during this period.
Source : Hong Kong Monetary Authority & Midland Realty Research
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