We may often be advised by our parents that we should avoid excessive borrowing as this would create extra financial burden in the future.
標籤: mortgage
【Guide for First-time Homebuyers】 “The Provisional Agreement” VS “The Formal Agreement”
When drafting the Provisional Agreement, the real estate agent will include some basic information pertaining to the property’s mortgage status.
【All-in-One Guide for HOS Flat Mortgage】 New HOS Flats VS WSM Flats
The Government is currently providing a mortgage default guarantee in respect of HOS flats covering 30 years from the date of the transaction.
【Asset Management for Immigration】 Is it a Must to Sell the Property if I Plan to Migrate Overseas?
Under such circumstances, property owners can consider engaging a rental management service company.
【Guide for HOS Flats】7 Must-Read FAQs for Premium Payment
Upon the payment of the premium, the HOS flat owner will receive a Certificate for Removal of Alienation Restrictions.
An All-in-One Guide for Applying a Mortgage with 90% LTV Ratio
An All-in-One Guide for Applying a Mortgage with 90% LTV Ratio
【Acquiring Your First Property】 An 8-Step Guide to Purchasing a Second-hand Property
【Acquiring Your First Property】 An 8-Step Guide to Purchasing a Second-hand Property
FAQ for The Probate Process
FAQ for The Probate Process
How to get the Best Deal while Buying Hong Kong Properties through a Company?
How to get the Best Deal while Buying Hong Kong Properties through a Company?
【Reduce Property Market Curb Measures】Down Payment and Mortgage Repayment after Relaxing Mortgage Rules
【Reduce Property Market Curb Measures】Down Payment and Mortgage Repayment after Relaxing Mortgage Rules
【Preparation for Property Purchase】 Practical Tips for Purchasing a Property at the Lowest Cost
【Preparation for Property Purchase】 Practical Tips for Purchasing a Property at the Lowest Cost
Tips for New Property Owner: Rent out your Property Safely!
Tips for New Property Owner: Rent out your Property Safely!
【Tips for Beginners】Costs of Buying a Property besides Down Payment
【Tips for Beginners】Costs of Buying a Property besides Down Payment
Comprehensive Buyers’ Guide to Obtain 90 percent Home Mortgage Loan
Tom: “The government has relaxed mortgage insurance schemes, thus paving the way for more properties to become eligible to apply for and obtain mortgage loans of up to 90 per cent of the value of a flat. But is it difficult to apply for a mortgage loan?”
What tips are useful to landlords?
Not all properties can be offered for rent! If the property has been mortgaged to the bank, in principle, the mortgagee’s consent must be obtained before the property can be offered for lease. Many banks also have mortgage or rent restrictions on non-self-used properties.