【All-in-One Guide for HOS Flat Mortgage】 New HOS Flats VS WSM Flats: LTV Ratio, Repayment Period and Stress Test
標籤: mortgage
【Asset Management for Immigration】 Is it a Must to Sell the Property if I Plan to Migrate Overseas?
【Asset Management for Immigration】 Is it a Must to Sell the Property if I Plan to Migrate Overseas?
【Guide for HOS Flats】7 Must-Read FAQs for Premium Payment
【Guide for HOS Flats】7 Must-Read FAQs for Premium Payment
An All-in-One Guide for Applying a Mortgage with 90% LTV Ratio
An All-in-One Guide for Applying a Mortgage with 90% LTV Ratio
【Acquiring Your First Property】 An 8-Step Guide to Purchasing a Second-hand Property
【Acquiring Your First Property】 An 8-Step Guide to Purchasing a Second-hand Property
How to get the Best Deal while Buying Hong Kong Properties through a Company?
How to get the Best Deal while Buying Hong Kong Properties through a Company?
【Reduce Property Market Curb Measures】Down Payment and Mortgage Repayment after Relaxing Mortgage Rules
【Reduce Property Market Curb Measures】Down Payment and Mortgage Repayment after Relaxing Mortgage Rules
【Preparation for Property Purchase】 Practical Tips for Purchasing a Property at the Lowest Cost
【Preparation for Property Purchase】 Practical Tips for Purchasing a Property at the Lowest Cost
Tips for New Property Owner: Rent out your Property Safely!
Tips for New Property Owner: Rent out your Property Safely!
【Tips for Beginners】Costs of Buying a Property besides Down Payment
【Tips for Beginners】Costs of Buying a Property besides Down Payment
Comprehensive Buyers’ Guide to Obtain 90 percent Home Mortgage Loan
Tom: “The government has relaxed mortgage insurance schemes, thus paving the way for more properties to become eligible to apply for and obtain mortgage loans of up to 90 per cent of the value of a flat. But is it difficult to apply for a mortgage loan?”
What tips are useful to landlords?
Not all properties can be offered for rent! If the property has been mortgaged to the bank, in principle, the mortgagee’s consent must be obtained before the property can be offered for lease. Many banks also have mortgage or rent restrictions on non-self-used properties.
[Inheritance property rights] Frequently asked questions (FAQ) about inheritance property
In the event of death, the deceased is likely to leave some estate, which may include money, stocks, or property. When the inheritance includes a piece of property, this will involve numerous procedures. The following are common questions regarding inheritance of property.
What should you do if you receive lower valuation from banks?
Banks usually evaluate the market value of a property based on different factors, including the property’s location, views from the flat, on which floor it is located, and transaction records in the building when appraising the property.
What is a bank’s stress test?
To avoid excessive lending that could lead to a housing bubble, the government has introduced a stress test.