The first thing to do when buying a flat is, of course, to look for one and conduct an ocular inspection of the building. Many real estate agencies list properties on their websites and mobile apps.
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What should buyers pay attention to when buying an uncompleted flat?
Staged payments are generally provided in new properties, but mortgage payment installments can also start immediately. The advantage of opting for immediate mortgage installment payment is the buyer can enjoy a higher discount from the developer, but the former needs to start repaying the mortgage loan even before the property is ready for occupation.
![[Property Inheritance] How to Distribute Property Ownership after Death](https://res-cms.midland.com.hk/property-news/wp-content/uploads/2021/02/iStock-1040824672-380x280.jpg)
[Property Inheritance] How to Distribute Property Ownership after Death
If the deceased owned a property or part of the property interest, it does not necessarily mean that his/her successor could inherit the property ownership. One has to note that if the deceased co-owned a property with other person(s), the successor might not be the one who inherits the property interests.
![[Property Owner Guidebook] 10 FAQs for Renting out a Mortgaged Property](https://res-cms.midland.com.hk/property-news/wp-content/uploads/2021/02/iStock-1130833057-380x280.jpg)
[Property Owner Guidebook] 10 FAQs for Renting out a Mortgaged Property
Banks in Hong Kong have been known for low interest rates. Rents of most of the properties could cover the monthly mortgage payments. Therefore, some investors would rent out a property right after buying it in order to earn stable passive income. Below are 10 frequently asked questions (FAQs) about how renting out a property would affect mortgage application.