究竟要选择哪种存放方式，第一样重要的考虑因素是手上的剩余资金是否有随时提取的需要。Mortgage-link的特色是户口属于活期存款，一旦生活出现突发事情需要资金，户口内的资金可以随时提取。定期存款则需要在指定日子后才能提取，如果中途需要提取资金，银行有机会要收取行政费用。
Search Results for "Mortgage"
【All-in-One Guide for HOS Flat Mortgage】 New HOS Flats VS WSM Flats
The Government is currently providing a mortgage default guarantee in respect of HOS flats covering 30 years from the date of the transaction.
An All-in-One Guide for Applying a Mortgage with 90% LTV Ratio
An All-in-One Guide for Applying a Mortgage with 90% LTV Ratio
【Reduce Property Market Curb Measures】Down Payment and Mortgage Repayment after Relaxing Mortgage Rules
【Reduce Property Market Curb Measures】Down Payment and Mortgage Repayment after Relaxing Mortgage Rules
[Alternative Investment] Guide when applying for mortgage for car parking space
Private car parking spaces in Hong Kong have become a target for investors, especially since demand outstrips supply.
Comprehensive Buyers’ Guide to Obtain 90 percent Home Mortgage Loan
Tom: “The government has relaxed mortgage insurance schemes, thus paving the way for more properties to become eligible to apply for and obtain mortgage loans of up to 90 per cent of the value of a flat. But is it difficult to apply for a mortgage loan?”
[Comprehensive guide for Home Ownership (HOS) Flats Mortgages] Mortgage tenor and focus of New HOS programme against HOS White Forms holder
Although new HOS flats and those eligible for purchase by buyers with White Forms are both subsidized housing provided by the Housing Authority (HA), the first programme involves first-hand properties, while the latter involves used HOS flats before premiums for them are paid to the government.
Does credit rating affect mortgages?
A personal credit rating is a reference indicator that most banks use when processing and approving loan and mortgage applications.
How is the mortgage ratio calculated?
Applying for a mortgage loan is mainly divided into two categories: The first type is based on income, and the second type involves worth–based lending.
What documents are required to apply for a mortgage loan?
A) Applicants with fixed income(1) HKID cards of borrower and guarantor (if applicable)(2) Sale and Purchase Agreement (applicable to new mortgages)
How to apply for a mortgage loan?
After signing the provisional sale and purchase agreement, the buyer can formally start applying for a mortgage loan. Owners can directly find a bank or find a professional mortgage referral company, such as Mreferral Mortgage Brokerage Services.
What needs to be done to prevent a potential mortgage trap when buying a village house?
Village houses are roughly divided into two categories – standard “small house” and village house on “old schedule lot”. The most common are standard small houses, which are three-storey high and have a floor area of about 700 square feet each.
![[Mortgage Tips] Save Taxes by Transferring Property to a Close Relative](https://res-cms.midland.com.hk/property-news/wp-content/uploads/2021/02/iStock-943940212-380x280.jpg)
[Mortgage Tips] Save Taxes by Transferring Property to a Close Relative
Like ordinary property transactions, such transfer entails the engagement of a solicitor to handle the agreements for sale and purchase, and schedule a transaction date. Hence, solicitor’s costs is inevitable.
![[Property Owner Guidebook] 10 FAQs for Renting out a Mortgaged Property](https://res-cms.midland.com.hk/property-news/wp-content/uploads/2021/02/iStock-1130833057-380x280.jpg)
[Property Owner Guidebook] 10 FAQs for Renting out a Mortgaged Property
Banks in Hong Kong have been known for low interest rates. Rents of most of the properties could cover the monthly mortgage payments. Therefore, some investors would rent out a property right after buying it in order to earn stable passive income. Below are 10 frequently asked questions (FAQs) about how renting out a property would affect mortgage application.
【按揭计划】Mortgage-link VS 现金回赠 边个着数？
Dison抽中白表居屋，由于未补价的居屋只能承造P按，故银行最终开出两个offer，第1个计划为P-2.5%，现金回赠为0.6%，第2个计划按息一致，但提供按揭存款挂钩户口，究竟哪个计划较为着数？