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【For Beginners】What to note while signing a Rental Agreement?

2022-10-28 by Lui Andy

The tenancy agreement has to stipulate the personal information of the landlord and the tenant to verify both sides’ identity.

【Guide for Rookie Homebuyers】 7 Things You Must Know Before It Is Too Late

2022-10-28 by Lui Andy

We may often be advised by our parents that we should avoid excessive borrowing as this would create extra financial burden in the future.

Delivery of Possession of First-hand Property: Occupation Permit VS Certificate of Compliance

2022-10-28 by Christopher Wong

What is an Occupation Permit? What is a Certificate of Compliance? How do they affect property developers’ delivery of possession?

【Guide for First-time Homebuyers】 “The Provisional Agreement” VS “The Formal Agreement”

2021-09-27 by Lui Andy

When drafting the Provisional Agreement, the real estate agent will include some basic information pertaining to the property’s mortgage status.

Title Rights after Divorce

2021-09-27 by Lui Andy

Three situations could occur when the court requests the property to be transferred from one to another party.

What are the procedures when buying a new flat?

2021-04-01 by Chen Anya

The law requires developers to issue sales brochures at least 7 days before the start of sales of flats in a new project to ensure homebuyers have sufficient time to scrutinise essential pieces of information relating to the property, including its location, estimated completion date, floor plan and size of flats.

[Property Inheritance] How to Distribute Property Ownership after Death

2021-02-25 by Christopher Wong

If the deceased owned a property or part of the property interest, it does not necessarily mean that his/her successor could inherit the property ownership. One has to note that if the deceased co-owned a property with other person(s), the successor might not be the one who inherits the property interests.

[Mortgage Tips] Save Taxes by Transferring Property to a Close Relative

2021-02-17 by Christopher Wong

Like ordinary property transactions, such transfer entails the engagement of a solicitor to handle the agreements for sale and purchase, and schedule a transaction date. Hence, solicitor’s costs is inevitable.

[Property Owner Guidebook] 10 FAQs for Renting out a Mortgaged Property

2021-02-02 by Christopher Wong

Banks in Hong Kong have been known for low interest rates. Rents of most of the properties could cover the monthly mortgage payments. Therefore, some investors would rent out a property right after buying it in order to earn stable passive income. Below are 10 frequently asked questions (FAQs) about how renting out a property would affect mortgage application.

[Rookie Homebuyers] 7 Things to Know before a Property Visit

2021-01-21 by Christopher Wong

In response to rookie homebuyers’ call for information, we have summarized 7 tips below that all of you can consider to make your home purchase journey a blessing instead of a burden.