Important Message：
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To borrow or not to borrow? Borrow only if you can repay!
Standard Chartered Cathay Mastercard® – Midland x RentSmart Promotion Terms and Conditions Apply.
Midland Realty International Limited (Licence No. C-000982)
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* Upon making an Eligible Transaction at the RentSmart App, the Eligible Cardholder will be entitled to an one-off 1.5% service fee waiver of up to HKD1,500 (or equivalent). The Reward is subject to a total transaction cap of HKD 100,000 (or equivalent).  The Eligible Cardholder shall remain responsible for any service fee incurred for transaction amount beyond HKD100,000 (or equivalent).

^ 3-monthhandling fee CashBack earned will be shown on the “360°Rewards” platform on or before
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¹ Credit Card Statement Instalment Plan 3-month 0% handling fee CashBack Promotion - Midland x RentSmart Promotion terms and conditions apply.
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² The Welcome Offer is only applicable to “New Cardholders”. “New Cardholders” are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.

³ Standard Chartered Cathay Mastercard Welcome Offer: Accumulated Eligible Transactions of HKD5,000 = 10,000 Miles
Standard Chartered Cathay Mastercard – Priority Banking Welcome Offer: Accumulated Eligible Transactions of HKD40,000 = 30,000 Miles
Standard Chartered Cathay Mastercard – Priority Private Welcome Offer: Accumulated Eligible Transactions of HKD40,000 = 40,000 Miles
Standard Chartered Cathay Mastercard welcome offer terms and conditions apply. Please click here for more details.

‍⁴ The spending balance for rewards calculation is the total eligible spending amount minus any welcome offers. For other spending categories, eligible spending rewards are calculated as HK$6 = 1 Asia Mil.