会德丰地产旗下启德GRANDE MONACO今日录3宗成交，涉资逾5,100万港元，单位实用面积446至961方呎，成交价由2,698.9万至1,074.6万元…..
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[Must-read for first-time renter or tenant] Six smart things when renting a flat
While the threshold to rent a flat is low, the tenant still has to do diligent and meticulous homework. “Six Smart Tips” that a Tenant Must Know!
GRANDE MONACO累售约151伙 套现逾22亿元
会德丰地产旗下启德GRANDE MONACO累售约151伙，套现逾22.1亿港元，成交价由799.9万至2,930万元，平均呎价25,544元……
How much stamp duty do I have to pay?
Currently, the Ad valorem stamp duty rate for residential property transactions is flat at 15 per cent.
Does credit rating affect mortgages?
A personal credit rating is a reference indicator that most banks use when processing and approving loan and mortgage applications.
What should you do if you receive lower valuation from banks?
Banks usually evaluate the market value of a property based on different factors, including the property’s location, views from the flat, on which floor it is located, and transaction records in the building when appraising the property.
What is a bank’s stress test?
To avoid excessive lending that could lead to a housing bubble, the government has introduced a stress test.
How is the mortgage ratio calculated?
Applying for a mortgage loan is mainly divided into two categories: The first type is based on income, and the second type involves worth–based lending.
What documents are required to apply for a mortgage loan?
A) Applicants with fixed income(1) HKID cards of borrower and guarantor (if applicable)(2) Sale and Purchase Agreement (applicable to new mortgages)
How to apply for a mortgage loan?
After signing the provisional sale and purchase agreement, the buyer can formally start applying for a mortgage loan. Owners can directly find a bank or find a professional mortgage referral company, such as Mreferral Mortgage Brokerage Services.
What are the hidden expenses when buying a property?
The purchase of a property generally involves three main legal documents: sale and purchase agreement, deed of assignment and mortgage deed. The solicitor’s fee, will be subject to the transaction value and the age of the property, and it usually amounts to several thousand Hong Kong dollars or more.
维港汇III买家逾1.36亿 连购2伙特色天际复式户
新盘特色户承接力理想，由会德丰地产及信和置业(00083)等5大发展商合作的西南九龙维港汇III，刚录2宗大额特色户成交……
What needs to be done to prevent a potential mortgage trap when buying a village house?
Village houses are roughly divided into two categories – standard “small house” and village house on “old schedule lot”. The most common are standard small houses, which are three-storey high and have a floor area of about 700 square feet each.
代理料维港汇III呎租可达70至80元水平
美联物业住宅部行政总裁布少明表示，西南九龙维港汇III今日(4日)首轮销售，吸引不少用家及投资客捧场，用家占约7成….
尚珑再录特色户成交 连平台单位售943.3万元
富豪国际(00078)执行董事范统表示，旗下西营盘尚珑两日连录成交，刚再招标人售出1伙特色户。项目5楼B室连平台单位….