The tenancy agreement has to stipulate the personal information of the landlord and the tenant to verify both sides’ identity.
Search Results for "Mortgage"
【Guide for Rookie Homebuyers】 7 Things You Must Know Before It Is Too Late
We may often be advised by our parents that we should avoid excessive borrowing as this would create extra financial burden in the future.
Delivery of Possession of First-hand Property: Occupation Permit VS Certificate of Compliance
What is an Occupation Permit? What is a Certificate of Compliance? How do they affect property developers’ delivery of possession?
【經絡分析】H按2022下半年有機會觸及2.5厘水平
全球關注息口會否有大幅上升的可能。加上銀行半年結在即，令近日的市場資金更趨緊絀。雖然拆息逐步上升，但短期內拆息按揭計劃（H按）仍比最優惠利率按揭計劃（P按）及定息按揭計劃節省更多利息。供樓及打算置業人士要留意整體經濟表現及自身負擔能力，時刻作出風險管理。
【資助房屋】幾多人「Full Pay」買？一種居屋日後加按有難度！
由於資助房屋價格一般比私人住宅為低，因此有若干百分比人士選擇「Full Pay」買樓。不過日後有資金需要希望加按套現，買入的單位如果是已補地價居屋，業主日後可以像私樓一樣隨時申請；但如果是買入的是未補地價居屋，便需符合豁免的條件，並要獲得房署署長批準，否則日後一般不能加按。
【置業迷思】買樓申請按揭前 8件大事考慮先！
香港樓價至少7位數字，不過不少投資者即使有充足現金在手，仍寧願申請按揭增強個人現金流。究竟應否借錢買樓？在計劃置業藍圖時，可以根據以下8大因素決定是否應該使用按揭上車。
【樓市新勢力】醫管局推低息貸款助員工買樓 有咩著數?
醫院管理局針對內部人手流失問題，於2021年12月中公布，將推出低息貸款計劃協助員工置業，旋即令市場憧憬醫護人員將成為樓市一股新勢力。當中個別鄰近醫院的住宅地區，如沙田及港島東區等屋苑，由於位置方便往返醫院工作，區內物業市場向來受醫護人員追捧，計劃推出有機會刺激這些地區的交投量。
【林鄭Plan】放寬按揭首期與供款指南
【施政報告2019】宣布放寬首次置業人士按揭成數，措施被視為樓巿首度「減辣」，新制度下置業門檻大幅降低，當中以600萬至1,000萬元的住宅物業最為受惠。
提早償還按揭貸款一定慳到錢？
部份借款人為了慳錢，當累積一定財富、或有閒錢在手時，會考慮向銀行申請提前清還按揭貸款，但求節省更多利息支出…
【Guide for First-time Homebuyers】 “The Provisional Agreement” VS “The Formal Agreement”
When drafting the Provisional Agreement, the real estate agent will include some basic information pertaining to the property’s mortgage status.
Title Rights after Divorce
Three situations could occur when the court requests the property to be transferred from one to another party.
【Asset Management for Immigration】 Is it a Must to Sell the Property if I Plan to Migrate Overseas?
Under such circumstances, property owners can consider engaging a rental management service company.
【Guide for HOS Flats】7 Must-Read FAQs for Premium Payment
Upon the payment of the premium, the HOS flat owner will receive a Certificate for Removal of Alienation Restrictions.
6 Ways to Distinguish a “Haunted House” in Hong Kong
While viewing the property, the buyer could know more about the condition of the property, the owner and the tenant through asking residents on the same floor.
【For First-Time Tenant】 6 Must-Know Tips to Rent Smart
【For First-Time Tenant】 6 Must-Know Tips to Rent Smart