Search Results for "Mortgage"

What are the hidden expenses when buying a property?

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The purchase of a property generally involves three main legal documents: sale and purchase agreement, deed of assignment and mortgage deed. The solicitor’s fee, will be subject to the transaction value and the age of the property, and it usually amounts to several thousand Hong Kong dollars or more.

What should buyers pay attention to when buying an uncompleted flat?

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Staged payments are generally provided in new properties, but mortgage payment installments can also start immediately. The advantage of opting for immediate mortgage installment payment is the buyer can enjoy a higher discount from the developer, but the former needs to start repaying the mortgage loan even before the property is ready for occupation.

What are the procedures when buying a new flat?

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The law requires developers to issue sales brochures at least 7 days before the start of sales of flats in a new project to ensure homebuyers have sufficient time to scrutinise essential pieces of information relating to the property, including its location, estimated completion date, floor plan and size of flats.

【以屋養老】物業逆按揭 年金收入會受到甚麼因素影響？

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香港有不少精明業主會利用手頭的物業做逆按揭，實現「以屋養老」。安老按揭計劃最新數字顯示，至今已經有4,418人申請逆按揭，其中更有物業估值高達5,100萬的豪宅個案！究竟一個估值高達5,100萬的物業，每月可以取得幾多年金收入？年金收入會受到甚麼因素影響？

Tenancy Practice and Procedure

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The procedure for letting a property commences with the property being made available to let by the property owner. It is so common for a property owner to let his property through property agents.

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