Affordable monthly loan amount (Debt-to-income ratio)
Please provide the following information (*mandatory)
Do you currently have an outstanding mortgage loan, either as guarantor or borrower?*
Mortgage Application by Company or Individual*
Are your income derived mainly in Hong Kong?*
The property is purchased for self-use?*
Total Monthly Debt Repayment Amount (Included 2nd mortgage)
The part of stress test assumed the applicants’ income derived mainly in Hong Kong, have not borrowed or guaranteed other outstanding mortgage(s) and be bought for self-use purpose. The above information is for reference only. No guarantee or representation is given by Midland as to its accuracy, completeness and/or applicability. All terms and conditions are subject to HKMA, HKMC, Inland Revenue Department, financial institution’s final announcement/approval. Information as of 22 August 2019.