[ { "hasOtherMortgage": false, "isPersonal": true, "isIncomeHK": true, "isSelfLiving": true, "isCompletedProperty": false, "payUponPurchase": true, "passIncomeRatio": 50, "passIncomeRatioStressed": 100, "maxLtvRatio": null, "maxPropertyPriceConstraint": [ { "minDownPayment": null, "minDownPaymentOperator": null, "maxDownPayment": 1000000, "maxDownPaymentOperator": "<=", "maxPropertyPricePercentage": 10, "maxPropertyPriceExact": null, "maxPropertyPriceAddOnDownPayment": null }, { "minDownPayment": 1000000, "minDownPaymentOperator": "<", "maxDownPayment": 2250000, "maxDownPaymentOperator": "<=", "maxPropertyPricePercentage": null, "maxPropertyPriceExact": null, "maxPropertyPriceAddOnDownPayment": 9000000 }, { "minDownPayment": 2250000, "minDownPaymentOperator": "<", "maxDownPayment": 3000000, "maxDownPaymentOperator": "<=", "maxPropertyPricePercentage": 20, "maxPropertyPriceExact": null, "maxPropertyPriceAddOnDownPayment": null }, { "minDownPayment": 3000000, "minDownPaymentOperator": "<", "maxDownPayment": 5150000, "maxDownPaymentOperator": "<=", "maxPropertyPricePercentage": null, "maxPropertyPriceExact": null, "maxPropertyPriceAddOnDownPayment": 12000000 }, { "minDownPayment": 5150000, "minDownPaymentOperator": "<", "maxDownPayment": 9000000, "maxDownPaymentOperator": "<=", "maxPropertyPricePercentage": 30, "maxPropertyPriceExact": null, "maxPropertyPriceAddOnDownPayment": null }, { "minDownPayment": 9000000, "minDownPaymentOperator": "<", "maxDownPayment": 12000000, "maxDownPaymentOperator": "<=", "maxPropertyPricePercentage": null, "maxPropertyPriceExact": 30000000, "maxPropertyPriceAddOnDownPayment": null }, { "minDownPayment": 12000000, "minDownPaymentOperator": "<", "maxDownPayment": 18000000, "maxDownPaymentOperator": "<=", "maxPropertyPricePercentage": null, "maxPropertyPriceExact": null, "maxPropertyPriceAddOnDownPayment": 18000000 }, { "minDownPayment": 18000000, "minDownPaymentOperator": "<", "maxDownPayment": null, "maxDownPaymentOperator": null, "maxPropertyPricePercentage": 50, "maxPropertyPriceExact": null, "maxPropertyPriceAddOnDownPayment": null } ] }, { "hasOtherMortgage": false, "isPersonal": true, "isIncomeHK": true, "isSelfLiving": true, "isCompletedProperty": null, "payUponPurchase": null, "passIncomeRatio": 50, "passIncomeRatioStressed": 60, "maxLtvRatio": null, "maxPropertyPriceConstraint": [ { "minDownPayment": null, "minDownPaymentOperator": null, "maxDownPayment": 1000000, "maxDownPaymentOperator": "<=", "maxPropertyPricePercentage": 10, "maxPropertyPriceExact": null, "maxPropertyPriceAddOnDownPayment": null }, { "minDownPayment": 1000000, "minDownPaymentOperator": "<", "maxDownPayment": 2250000, "maxDownPaymentOperator": "<=", "maxPropertyPricePercentage": null, "maxPropertyPriceExact": null, "maxPropertyPriceAddOnDownPayment": 9000000 }, { "minDownPayment": 2250000, "minDownPaymentOperator": "<", "maxDownPayment": 3000000, "maxDownPaymentOperator": "<=", "maxPropertyPricePercentage": 20, "maxPropertyPriceExact": null, "maxPropertyPriceAddOnDownPayment": null }, { "minDownPayment": 3000000, "minDownPaymentOperator": "<", "maxDownPayment": 5150000, "maxDownPaymentOperator": "<=", "maxPropertyPricePercentage": null, "maxPropertyPriceExact": null, "maxPropertyPriceAddOnDownPayment": 12000000 }, { "minDownPayment": 5150000, "minDownPaymentOperator": "<", "maxDownPayment": 9000000, "maxDownPaymentOperator": "<=", "maxPropertyPricePercentage": 30, "maxPropertyPriceExact": null, "maxPropertyPriceAddOnDownPayment": null }, { "minDownPayment": 9000000, "minDownPaymentOperator": "<", "maxDownPayment": 12000000, "maxDownPaymentOperator": "<=", "maxPropertyPricePercentage": null, "maxPropertyPriceExact": 30000000, "maxPropertyPriceAddOnDownPayment": null }, { "minDownPayment": 12000000, "minDownPaymentOperator": "<", "maxDownPayment": 18000000, "maxDownPaymentOperator": "<=", "maxPropertyPricePercentage": null, "maxPropertyPriceExact": null, "maxPropertyPriceAddOnDownPayment": 18000000 }, { "minDownPayment": 18000000, "minDownPaymentOperator": "<", "maxDownPayment": null, "maxDownPaymentOperator": null, "maxPropertyPricePercentage": 50, "maxPropertyPriceExact": null, "maxPropertyPriceAddOnDownPayment": null } ] }, { "hasOtherMortgage": true, "isPersonal": true, "isIncomeHK": true, "isSelfLiving": true, "isCompletedProperty": null, "payUponPurchase": null, "passIncomeRatio": 40, "passIncomeRatioStressed": 50, "maxLtvRatio": null, "maxPropertyPriceConstraint": [ { "minDownPayment": null, "minDownPaymentOperator": null, "maxDownPayment": 1200000, "maxDownPaymentOperator": "<=", "maxPropertyPricePercentage": 20, "maxPropertyPriceExact": null, "maxPropertyPriceAddOnDownPayment": null }, { "minDownPayment": 1000000, "minDownPaymentOperator": "<", "maxDownPayment": 2250000, "maxDownPaymentOperator": "<=", "maxPropertyPricePercentage": null, "maxPropertyPriceExact": null, "maxPropertyPriceAddOnDownPayment": 9000000 }, { "minDownPayment": 2250000, "minDownPaymentOperator": "<", "maxDownPayment": 3000000, "maxDownPaymentOperator": "<=", "maxPropertyPricePercentage": 20, "maxPropertyPriceExact": null, "maxPropertyPriceAddOnDownPayment": null }, { "minDownPayment": 3000000, "minDownPaymentOperator": "<", "maxDownPayment": 5150000, "maxDownPaymentOperator": "<=", "maxPropertyPricePercentage": null, "maxPropertyPriceExact": null, "maxPropertyPriceAddOnDownPayment": 12000000 }, { "minDownPayment": 5150000, "minDownPaymentOperator": "<", "maxDownPayment": 9000000, "maxDownPaymentOperator": "<=", "maxPropertyPricePercentage": 30, "maxPropertyPriceExact": null, "maxPropertyPriceAddOnDownPayment": null }, { "minDownPayment": 9000000, "minDownPaymentOperator": "<", "maxDownPayment": 12000000, "maxDownPaymentOperator": "<=", "maxPropertyPricePercentage": null, "maxPropertyPriceExact": 30000000, "maxPropertyPriceAddOnDownPayment": null }, { "minDownPayment": 12000000, "minDownPaymentOperator": "<", "maxDownPayment": 18000000, "maxDownPaymentOperator": "<=", "maxPropertyPricePercentage": null, "maxPropertyPriceExact": null, "maxPropertyPriceAddOnDownPayment": 18000000 }, { "minDownPayment": 18000000, "minDownPaymentOperator": "<", "maxDownPayment": null, "maxDownPaymentOperator": null, "maxPropertyPricePercentage": 50, "maxPropertyPriceExact": null, "maxPropertyPriceAddOnDownPayment": null } ] }, { "hasOtherMortgage": false, "isPersonal": true, "isIncomeHK": false, "isSelfLiving": true, "isCompletedProperty": null, "payUponPurchase": null, "passIncomeRatio": 50, "passIncomeRatioStressed": 60, "maxLtvRatio": null, "maxPropertyPriceConstraint": [ { "minDownPayment": null, "minDownPaymentOperator": null, "maxDownPayment": 4500000, "maxDownPaymentOperator": "<=", "maxPropertyPricePercentage": 30, "maxPropertyPriceExact": null, "maxPropertyPriceAddOnDownPayment": null }, { "minDownPayment": 4500000, "minDownPaymentOperator": "<", "maxDownPayment": 7000000, "maxDownPaymentOperator": "<=", "maxPropertyPricePercentage": null, "maxPropertyPriceExact": null, "maxPropertyPriceAddOnDownPayment": 10500000 }, { "minDownPayment": 7000000, "minDownPaymentOperator": "<", "maxDownPayment": 12000000, "maxDownPaymentOperator": "<=", "maxPropertyPricePercentage": 40, "maxPropertyPriceExact": null, "maxPropertyPriceAddOnDownPayment": null }, { "minDownPayment": 12000000, "minDownPaymentOperator": "<", "maxDownPayment": 18000000, "maxDownPaymentOperator": "<=", "maxPropertyPricePercentage": null, "maxPropertyPriceExact": null, "maxPropertyPriceAddOnDownPayment": 18000000 }, { "minDownPayment": 18000000, "minDownPaymentOperator": "<", "maxDownPayment": null, "maxDownPaymentOperator": null, "maxPropertyPricePercentage": 50, "maxPropertyPriceExact": null, "maxPropertyPriceAddOnDownPayment": null } ] }, { "hasOtherMortgage": true, "isPersonal": true, "isIncomeHK": false, "isSelfLiving": true, "isCompletedProperty": null, "payUponPurchase": null, "passIncomeRatio": 40, "passIncomeRatioStressed": 50, "maxLtvRatio": null, "maxPropertyPriceConstraint": [ { "minDownPayment": null, "minDownPaymentOperator": null, "maxDownPayment": 6000000, "maxDownPaymentOperator": "<=", "maxPropertyPricePercentage": 40, "maxPropertyPriceExact": null, "maxPropertyPriceAddOnDownPayment": null }, { "minDownPayment": 6000000, "minDownPaymentOperator": "<", "maxDownPayment": 9000000, "maxDownPaymentOperator": "<=", "maxPropertyPricePercentage": null, "maxPropertyPriceExact": null, "maxPropertyPriceAddOnDownPayment": 9000000 }, { "minDownPayment": 9000000, "minDownPaymentOperator": "<", "maxDownPayment": 15000000, "maxDownPaymentOperator": "<=", "maxPropertyPricePercentage": 50, "maxPropertyPriceExact": null, "maxPropertyPriceAddOnDownPayment": null }, { "minDownPayment": 15000000, "minDownPaymentOperator": "<", "maxDownPayment": 22500000, "maxDownPaymentOperator": "<=", "maxPropertyPricePercentage": null, "maxPropertyPriceExact": null, "maxPropertyPriceAddOnDownPayment": 15000000 }, { "minDownPayment": 22500000, "minDownPaymentOperator": "<", "maxDownPayment": null, "maxDownPaymentOperator": null, "maxPropertyPricePercentage": 60, "maxPropertyPriceExact": null, "maxPropertyPriceAddOnDownPayment": null } ] }, { "hasOtherMortgage": false, "isPersonal": true, "isIncomeHK": true, "isSelfLiving": false, "isCompletedProperty": null, "payUponPurchase": null, "passIncomeRatio": 40, "passIncomeRatioStressed": 50, "maxLtvRatio": null, "maxPropertyPriceConstraint": [ { "minDownPayment": null, "minDownPaymentOperator": null, "maxDownPayment": null, "maxDownPaymentOperator": null, "maxPropertyPricePercentage": 50, "maxPropertyPriceExact": null, "maxPropertyPriceAddOnDownPayment": null } ] }, { "hasOtherMortgage": true, "isPersonal": true, "isIncomeHK": true, "isSelfLiving": false, "isCompletedProperty": null, "payUponPurchase": null, "passIncomeRatio": 40, "passIncomeRatioStressed": 50, "maxLtvRatio": null, "maxPropertyPriceConstraint": [ { "minDownPayment": null, "minDownPaymentOperator": null, "maxDownPayment": null, "maxDownPaymentOperator": null, "maxPropertyPricePercentage": 60, "maxPropertyPriceExact": null, "maxPropertyPriceAddOnDownPayment": null } ] }, { "hasOtherMortgage": false, "isPersonal": true, "isIncomeHK": false, "isSelfLiving": false, "isCompletedProperty": null, "payUponPurchase": null, "passIncomeRatio": 40, "passIncomeRatioStressed": 50, "maxLtvRatio": null, "maxPropertyPriceConstraint": [ { "minDownPayment": null, "minDownPaymentOperator": null, "maxDownPayment": null, "maxDownPaymentOperator": null, "maxPropertyPricePercentage": 50, "maxPropertyPriceExact": null, "maxPropertyPriceAddOnDownPayment": null } ] }, { "hasOtherMortgage": true, "isPersonal": true, "isIncomeHK": false, "isSelfLiving": false, "isCompletedProperty": null, "payUponPurchase": null, "passIncomeRatio": 40, "passIncomeRatioStressed": 50, "maxLtvRatio": null, "maxPropertyPriceConstraint": [ { "minDownPayment": null, "minDownPaymentOperator": null, "maxDownPayment": null, "maxDownPaymentOperator": null, "maxPropertyPricePercentage": 60, "maxPropertyPriceExact": null, "maxPropertyPriceAddOnDownPayment": null } ] }, { "hasOtherMortgage": false, "isPersonal": false, "isIncomeHK": true, "isSelfLiving": null, "isCompletedProperty": null, "payUponPurchase": null, "passIncomeRatio": 50, "passIncomeRatioStressed": 60, "maxLtvRatio": null, "maxPropertyPriceConstraint": [ { "minDownPayment": null, "minDownPaymentOperator": null, "maxDownPayment": null, "maxDownPaymentOperator": null, "maxPropertyPricePercentage": 50, "maxPropertyPriceExact": null, "maxPropertyPriceAddOnDownPayment": null } ] }, { "hasOtherMortgage": false, "isPersonal": false, "isIncomeHK": false, "isSelfLiving": null, "isCompletedProperty": null, "payUponPurchase": null, "passIncomeRatio": 50, "passIncomeRatioStressed": 60, "maxLtvRatio": null, "maxPropertyPriceConstraint": [ { "minDownPayment": null, "minDownPaymentOperator": null, "maxDownPayment": null, "maxDownPaymentOperator": null, "maxPropertyPricePercentage": 50, "maxPropertyPriceExact": null, "maxPropertyPriceAddOnDownPayment": null } ] }, { "hasOtherMortgage": true, "isPersonal": false, "isIncomeHK": true, "isSelfLiving": null, "isCompletedProperty": null, "payUponPurchase": null, "passIncomeRatio": 40, "passIncomeRatioStressed": 50, "maxLtvRatio": null, "maxPropertyPriceConstraint": [ { "minDownPayment": null, "minDownPaymentOperator": null, "maxDownPayment": null, "maxDownPaymentOperator": null, "maxPropertyPricePercentage": 60, "maxPropertyPriceExact": null, "maxPropertyPriceAddOnDownPayment": null } ] }, { "hasOtherMortgage": true, "isPersonal": false, "isIncomeHK": false, "isSelfLiving": null, "isCompletedProperty": null, "payUponPurchase": null, "passIncomeRatio": 40, "passIncomeRatioStressed": 50, "maxLtvRatio": null, "maxPropertyPriceConstraint": [ { "minDownPayment": null, "minDownPaymentOperator": null, "maxDownPayment": null, "maxDownPaymentOperator": null, "maxPropertyPricePercentage": 60, "maxPropertyPriceExact": null, "maxPropertyPriceAddOnDownPayment": null } ] } ]